Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Hero Image
Property logo
Zabjelo
Podgorica | Podgorica Municipality

The Height of

Villa Living

View More
Menu
Niko Lakovic
Niko Lakovic
Presented At
€1,850,000
Bedrooms
3
Bathrooms
5
Living
5,361
SQFT
Fireplace
Office
Steam Room
Air Conditioning
Washer Dryer
Fitness Center / Gym
Laundry Room
Walk In Closet
Jacuzzi
Wine Cellar
Basement
Sauna
Terrace
Garage
Outdoor Living Space
Garden
Balcony
Gate
Pool
Mountain View
Modern
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 1
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 2
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 3
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 4
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 5
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 6
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 7
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 8
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 9
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 10
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 11
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 12
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 13
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 14
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 15
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 16
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 17
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 18
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 19
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 20
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 21
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 22
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 23
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 24
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 25
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 26
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 27
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 28
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 29
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 30
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 31
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 32
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 33
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 34
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 35
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 36
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 37
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 38
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 39
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 40
Thumbnail 1
Thumbnail 2
Thumbnail 3
Thumbnail 4
Thumbnail 5
Thumbnail 6
Thumbnail 7
Thumbnail 8
Thumbnail 9
Thumbnail 10
Thumbnail 11
Thumbnail 12
Thumbnail 13
Thumbnail 14
Thumbnail 15
Thumbnail 16
Thumbnail 17
Thumbnail 18
Thumbnail 19
Thumbnail 20
Thumbnail 21
Thumbnail 22
Thumbnail 23
Thumbnail 24
Thumbnail 25
Thumbnail 26
Thumbnail 27
Thumbnail 28
Thumbnail 29
Thumbnail 30
Thumbnail 31
Thumbnail 32
Thumbnail 33
Thumbnail 34
Thumbnail 35
Thumbnail 36
Thumbnail 37
Thumbnail 38
Thumbnail 39
Thumbnail 40
Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro. , Podgorica , Podgorica Municipality

Designer Villa Podgorica

Area of the villa: 498 m2 Land area: 1,057 m2 Bedrooms: 3 Bathrooms: 5 Swimming pool Garage Sauna Gym Luxuriously furnished, contemporary villa in a quiet part of Podgorica with an outdoor swimming pool. The villa is spread over three levels with a total area of 498 m2 and is located on 1,057 m2 of carefully landscaped land. Basement
  • SPA center with Turkish bath, jacuzzi and sauna, bathroom, gym, garage, laundry room, and technical room (pool pump, boiler, underfloor heating units) Ground floor
  • spacious living room with decorative fireplace and dining room, kitchen with wine cellar, study room with fireplace, guest bathroom, and two large terraces. First floor
  • Linea Light, Flos, Nemo
  • Cielo, Fima Carlo Frattini, and Fantoni.
Mirage and Ariostea brand ceramics, CP Parquet parquet. The internal doors are Gd Dorigo, while the entrance and garage doors are from the Hormann brand. The airport is 11 km from the villa, the city center is 4 km away, and the nearest shopping center is 2 km away.

Gallery

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

Ready to explore financing?

Connect with trusted mortgage partners

Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Podgorica. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $185,000,000 20% down ($37,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$15,897
$15,897/day
Your home may appreciate while you sleep
$111,585/week $483,534/mo $5,802,408/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$101.8M
vs
OWN 📈 +$144.4M
$144.4M Potential Equity
vs $101.8M lost to rent over 10 years
$37.0M Down Payment Growth
3.9x
10yr
$144.4M
8.1x
20yr
$299.0M
12.6x
30yr
$467.2M
Wealth Comparison
×1,112
Equivalent to 1,112 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $467.2M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $217.9M +18%
Market $251.9M +36%
Optimistic $290.7M +57%
$144.4M est. equity
20 Years
Conservative $256.6M +39%
Market $343.1M +85%
Optimistic $456.9M +147%
$299.0M est. equity
30 Years
Conservative $302.2M +63%
Market $467.2M +153%
Optimistic $718.0M +288%
$467.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Zabjelo, Podgorica, Podgorica, Podgorica Municipality, Montenegro features 3 bedrooms with 5,361 square feet of living space.
This property offers 5,361 square feet of living space.
This property is listed at $185,000,000, which equals $34508 per square foot.
Based on current market indicators, Podgorica shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Podgorica, Podgorica Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

View Full Profile

Schedule a Tour

Get in touch with our listing agents

SunMonTueWedThuFriSat

More Listings

Explore more properties

Official Real Estate Games

Have fun discovering more properties while playing our real estate games — win prizes for ranking high!

$
$
$
$
$
$
$
WIN CREDITS
Up Your Real Estate Skills FOR FREE

Loading listings...